Some years ago we decided to take charge of our future and opted to manage our own pension. One of the primary reasons for this was to ensure that the assets reflected our very conservative nature; that is 100% shares
Environmental, Social, Governance (ESG) investing is very zeitgeist currently, and a perfect storm has emerged in terms of its growing popularity. Legislative, climate, and ‘millennial’ trends are all combining to make ESG investing one of the most topical discussion points in the market.
It has been estimated that the additional costs to existing single member pension schemes from IORPS II will ultimately make them unviable, with the annual cost of maintaining a single member pension scheme being almost certain to increase by 250%+ per annum.