The pension market in Ireland is continuing its inexorable shift from the traditional defined benefit (DB) to a defined contribution (DC) landscape. As the names suggest, DB looks to guarantee a benefit, or income in retirement, whilst DC only defines the contribution amount from the employer or employee. Therefore the actual outcome for a DC customer depends on a myriad of … [Read more...] about Volatility, old age, and investment paralysis.
Given the maturity of this economic and market cycle, investors may wish to shift towards value stocks to increase portfolio resilience. However, it may not pay to abandon growth as a style completely given the rapid pace of technological change and disruption. Managing investments can be like managing a club football team-you can’t just pick all the most up-and-coming, … [Read more...] about Picking the right team: value or growth?
In this article we discuss the outlook for the Irish commercial property market and the benefits of diversifying your property investments internationally, over the long term. The extent of the dynamism and recovery of the Irish economy has surprised us all. Ireland has punched above its weight when it comes to attracting and retaining tech giants, major pharmaceuticals … [Read more...] about The outlook for the Irish commercial property market
My Dad, who is now in his 80s, still loves it when he gets a dividend cheque in the post, especially if the cheque has grown by double digits compared to the previous year. Given his long term “buy and hold” approach, he almost pays more attention now to the growth in the dividend cheques than the daily movements in share prices. This got me thinking about his approach, and … [Read more...] about “It’s great to get a dividend cheque in the post”
If you have spent anytime time following Emerging Markets you will likely know that the key growth story in the developing world is the emergence of the middle class consumer. There are numerous studies published by investment banks, consulting firms and fund companies showing us how billions of people in developing countries are just now entering the middle class and … [Read more...] about The Great Confluence