Pension strategies

The Standard Fund Threshold is a topic that many advisors and clients feel should be the focus of high net worth clients only, however this is not the case. Modest funding over a long period of time can lead to ‘average’ clients breaching the threshold. The potential to breach the threshold may be further compounded by the current political focus on the threshold. While Sinn … [Read more...] about Mind the standard fund threshold

To date I’ve written on pensions in general, the EU Directive IORP II which could still disrupt the Irish pension market in a really negative way and Personal Retirement Bonds (PRBs), so now Frank decided it was time I jumped the fence and talked about ARFs (approved retirement funds), what you can, and most do, with their retirement funds when they actually draw pension … [Read more...] about What the ARF?

‘Joe Duffy gets candid on losing his pension, coronavirus and a reckoning ‘ an interview in the Irish Independent by Niamh Horan May 10 2020 In an industry that spends the bulk of its time servicing clients needs, preparing reports, ensuring that clients investment goals are correctly aligned to their timeframes, risk tolerances and capacity, the above headline generated a … [Read more...] about Listener beware!

The coronavirus has had a dramatic economic impact and has forced Employers to shut down their business or at least lay off countless numbers of employees as the government tries to slow and eventually stop the spread of Covid-19. Employee benefits represent a significant liability for employers and in this article we consider the issues employers need to address with their … [Read more...] about The coronavirus and the impact on occupational pension schemes

In February 2018 the Government launched with some hype and fanfare a detailed future plan for pensions in Ireland, the plan entitled “A Roadmap for Pensions Reform for 2018- 2023” would have seen significant changes to the pensions landscape affecting all pension schemes large and small.  This would particularly affect small company and one-man pension arrangements. Industry … [Read more...] about O Pension reform, where art thou?