Pension strategies

Planning for retirement is a critical aspect of financial security, and having a well-thought-out investment strategy plays a pivotal role in ensuring a comfortable post-retirement lifestyle. … [Read more...] about Pension investment strategies pre and post retirement

While Defined Contribution (DC) pension savers have likely seen a drop in the value of their pensions over the last 18 months, Defined Benefit (DB) pension schemes have had an altogether different experience. … [Read more...] about Interest rate increases and defined benefit pension schemes

As Ireland trundles ever closer to the implementation of Auto-enrolment there has naturally been a lot of discussion on the experiences of a similar process in the U.K. We can also learn a lot from Australia’s pension market which has transformed drastically in the last 20 years. Australia boasts the fifth-largest pension market in the world, with assets under management of AUD … [Read more...] about Lessons from Australian pension reform

As Ireland’s fascination with bricks and mortar continues unabated, pension property may be a way to encourage resistant pension savers to start retirement planning.  Retirement can be a daunting prospect, both economically and personally, but investing in a pension property can provide a sense of security that extends beyond the individual’s own lifetime. In this article, we … [Read more...] about Pension property is alive and well

Throughout 2023 we anticipate seeing a significant amount of transfers from traditional DC schemes to Master Trusts. While the decision on which Master Trust to move to is already a difficult one, it seems to have become more difficult as the Personal Retirement Savings Account (PRSA) becomes a more important planning tool. The Trust Deed and rules will dictate the options … [Read more...] about Defined contribution scheme wind up’s and the PRSA conundrum